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Where to get the best travel money rates

Our top tips on getting the best value for your money.

If you’re hoping to bag the cheapest travel money ahead of your next trip (or you’re just pondering the best place to buy your euros), there are some key things to consider to get yourself a good deal. Here, we compare a few different ways to find the best travel money exchange rates before buying your currency.

Buying cash

When it comes to buying your travel money, getting the best value is all about finding the most purse-friendly exchange rate. It's important here to to look at the total price that a trasaction is going to be and not just at the exchange rate, since there can sometimes be additional fees added to your purchase.

Just like when you buy your flights, you'll generally get a better deal on your travel money by planning in advance in order to secure the best exchange rates.

However, if you've left it to the last minute, there's no worry! At Travelex, you can buy your currency online from us and pick it up as little as four hours later from one of our stores, or you can even have it delivered to your home.

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Buying cash

Using your debit or credit card

Generally, it’s a good rule of thumb to try not to use your debit or credit card abroad, because you risk being charged hefty transaction fees each time that you do. Lots of debit card providers will add on an extra pound or two each time that you use your card to buy something, and will add on even more when you use your card to withdraw money from an ATM.

As for credit cards, you’ll often be charged around 3% each time that you use them, so try not to give in to the temptation!

Using your debit or credit card

Using pre-paid cards

If you’d like to budget your travel money before you leave but don’t fancy carrying a load of cash on you, a pre-paid currency card can be a great way to get a good deal. Simply load the card up with your chosen amount before you go away, and you can then use it just like a debit card to withdraw money or make purchases without worrying about overseas bank fees.

With most pre-paid cards, you’ll be able to top up whilst you’re abroad too. With the Travelex Money Card* you'll be able to lock in your exchange rate each time you load or reload your Card, so you can take advantage of a great currency exchange rate as well as knowing exactly how much you’re spending. What’s more, the cards aren’t linked to your bank account so if it’s lost or stolen, it’s easily replaceable without any concern for your cash.

Using pre-paid cards

Read our great reviews on Trustpilot!


Secure and competitive

Travelex are very reliable, provide an easy to use service. Their rates may not be the absolute best but are always close to it and the service is excellent with deliveries always prompt and secure

Andrew Jacob

cant fault collect at airport service…

cant fault collect at airport service excellent

mrkt

Fast and easy

Fast and easy, with good rates and no extra charges. Works everywhere I've ever tried to use it when traveling.

Carey Loewenthal

Scary ordering travel money this way

Scary ordering travel money this way , no problem at all. Delivery on time as requested.

of Gill

I had a small balance in a currency…

I had a small balance in a currency which I did not want for my recent holiday. I thus changed to the currency of the latter which left me with an odd amount (in dollars and cents) which I would never be able to withdraw (as ATM's dispense only high value notes). I was able to buy a top up in an odd amount to make my balance a round one! Problem solved. And use of the card - in this case in Canada - was as ever very easy. The only downsides were that most ATM's charged for use but free ones were available - but had to be sought. The worst aspect was that during our holiday the pound strengthened quite a lot (almost 10 cents) compared with the Travelex rate at the time I bought Canadian dollars!!

Geoffrey Hall

Efficient professional service

Efficient professional service

donkirk

Convenient and speedy

Convenient and speedy. Not, however, the best rate of exchange.

John, London

ATMs in Greece

Very pleased to get a refund after being deceived by a Greek ATM with confusing instructions for withdrawing euros from my Travelex card. Also very pleased to be advised about how to avoid this in future - and the advice worked.

Richard and Jane

This was honestly a stress saver

This was honestly a stress saver! I was travelling to Japan but wasn't aware that I had to preorder my Japenese Yen and there were no shops open which had the amount of Yen that I wanted to exchange. After a quick search, I found that Travelex did last minute airport delivery, which was perfect for me as I was travelling on Monday morning and it was late early Saturday evening at this point. The rates were also one of the most favourable which I had found, which was a bonus as I didn't feel like I was losing money, or as much money as I would have lost if I had exchanged money at the airport. These were the benefits, the only drawbacks were that it took a while for my confirmation email to come through which would not have been an issue if I didnt need the money for the actual day that I placed the order for, but it finally came through late Saturday night which was fine, but may have posed an issue if they had told me that they couldn't fulfil my order. Other than that, the lady who served me would have benefitted in some customer service training. It wasn't that she was rude, but rather that she just didn't seem to care - she was more focused on the conversation she was having with a colleague than she was me, and looked quite annoyed that I had disrupted this very important conversation. Other than that, all was great and I would most definitely recommend Travelex for last-minute currency orders!

Elina

Although it took some time to…

Although it took some time to eventually get the money card I had ordered it was easy.

customer

Used then before

Used then before, good exchange rate offered and very fast delivery, well worth using

Maurice Ling

As usual this was efficient and prompt.

As usual this was efficient and prompt.

Ms M Whitfield

Very efficient service and reasonable…

Very efficient service and reasonable rates.

Diane Garvey

Fast and easy to use

Fast and easy to use

Nicole

Quick

Quick, efficient and friendly service.

Hayley

Travelex is rated 4 stars by Trustpilot based on over 34096 reviews

*Travelex Money Card is issued by R. Raphael & Sons plc, pursuant to license by Mastercard® International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Raphaels Bank is a UK Bank authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21 Shaftesbury Ave, London W1D 7ED, company registration number 01288938.