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What currency does Croatia use?

Croatia is a beautiful holiday destination that adopted the Euro as its currency in January 2023.

Want to know how much money to take to Croatia, whether cards are widely accepted and how much things cost? Our comprehensive guide explains everything you need to know about travel money in Croatia.

Can you use euros in Croatia?

Euros are now the main currency in Croatia, since the country switched to the new monetary system in January 2023. The monetary unit was previously the Croatian Kuna, and prices in shops and restaurants will be shown in both currencies until 31 December 2023 to help people adjust to the change [1].

Croatia has been part of the European Union (EU) since 2013 and adopting the Euro was one of the conditions of its membership.

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Getting euros before you travel

The Euro is represented by the abbreviation (EUR) and the symbol (€). You'll need to have euros on hand if you're travelling to one of 20 European countries that form the Eurozone, including Croatia.

What are the euro denominations?

There are 100 cents to a euro.

Main banknotes:

  • €5
  • €10
  • €20
  • €50
  • €100

There are also €200 and €500 notes, but these are less common because of their very high value.

Coins:

  • 1 cent
  • 2 cent
  • 5 cent
  • 10 cent
  • 20 cent

How to get a good exchange rate

The value of the euro varies a little every day. You will get the best rates of exchange by pre-ordering your travel money. We make it easy to buy online and receive your euros by post, or you can click and collect from any of our stores.

Can you pay by card in Croatia?

Many shops, hotels and restaurants will accept payment by credit or debit card, but it’s important to ask your bank what charges you can expect - there are often hidden costs.

The Travelex Money Card brings you contactless payment with 24/7 assistance and the ability to manage your holiday budget better.

Can you use ATMs in Croatia?

ATMs are widely available and can be used to withdraw euros if you need them. Again, though, there may be transaction fees and exchange costs that may be more than you expect.

Prices for your trip to Croatia

People often ask us “What currency does Croatia use?” and “Can you use euros in Croatia?” Now that the country has signed up to the euro, people also wonder whether this will increase prices.

The good news is that it’s illegal for businesses to hike prices as they switch to euros. But it still pays to be sensible with your travel spending.

Croatia is a relatively inexpensive travel destination, with prices much lower than in the UK which is why backpacking Croatia is so popular with British students and other travellers.

Like any country, however, there are areas where costs will be higher. You may find that meals and souvenirs are more expensive in tourist hotspots like Dubrokvnik and Split.

Travelling as a couple? Croatia is a firm favourite for a holiday for two - it makes our list of the most romantic destinations in the world

FAQs on the currency of Croatia

  • Can you use euros in Croatia?

    Yes - and you must, as it’s now the national currency. The Euro was adopted in January 2023.

  • What currency does Croatia use, and what was it before?

    The currency before the adoption of the Euro was the Croatian Kuna, which was introduced in 1994. It was created as the new currency following the separation of Croatia from Yugoslavia [1].

  • Is Croatia expensive?

    Croatia is a relatively inexpensive destination where most items are significantly cheaper than at home in the UK. Backpacking Croatia is very popular for that reason.

    In tourist hotspots like Split and Dubrovnik there are more high end shops, hotels and restaurants where prices will be more expensive.

  • Is Croatia safe?

    There are generally lower tourist crime rates in Croatia than in many other European countries. As you would anywhere, do take care in busy areas as pickpocketing does exist, and use a hotel safe to store valuables.

  • Do you have to tip in Croatia?

    A tip is always appreciated but not necessarily expected. An easy option is to tell a waiter or taxi driver to keep any change or leave some cash with them.

    In high end restaurants there may be a service charge - check your bill. If service isn’t included it’s standard to leave a 10% to 15% tip. You may find there’s no facility to tip if you pay by card, so it’s useful to have some cash.

  • What is the best currency to take to Croatia?

    Clearly euros are the easiest option and very easy to organise. If you happen to have old kuna you could take them and exchange them in a bank until 31 December 2023 free of charge for up to a maximum of 100 kuna banknotes and 100 kuna coins per transaction. For the exchange of larger numbers of banknotes or coins, commercial banks may charge a fee [1].

  • How much money to take to Croatia?

    It’s often tricky to know how much money to take to Croatia or any destination. How much you need will depend on your plans and the level of luxury you expect. We advise to take cash and our prepaid Travelex Money Card. This way if you run out of cash you can top up your card on the go. Visit our Buy Euros page to buy cash or visit our Travelex Money Card page to get your card.

Buy some euros for your trip and read our full guide

By now you must be raring to go and explore Croatia. It’s a unique and captivating country with so much to see and do.

If you want to get organised ahead of your adventure, order your euros now for the best available rate. For more ideas about where to go and what to do in Croatia, see our complete Croatia travel guide.

References

  1. European Central Bank (2022) Croatia (since 1 January 2023), European Central Bank. Available at: https://www.ecb.europa.eu/euro/changeover/croatia/html/index.en.html (Accessed: 01 August 2023).