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How to spend money abroad

Our top tips on getting the best value for your money.

Not sure what the best way to spend abroad is? From using cash to spending with your credit card, there are a few different things to consider. Here we look at the best options for your travel money.
Using cash

Using cash


Just like when you buy your flights, you'll usually get a better deal when taking money abroad by buying your travel money in advance to secure the best exchange rates. 

But if you've left it to the last minute, don't worry! At Travelex, we offer our best rates online - and you can order online and pick up just four hours later from one of our stores. You can have your order delivered to your home too!

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Using pre-paid cards

Using pre-paid cards


If you like to budget your spending money abroad but don’t like carrying cash, a pre-paid currency card can be great. Load the card up with your chosen amount before you go away, and use it just like a debit card.

With most pre-paid cards, you’ll be able to top up whilst you’re abroad too. With the Travelex Cash PassportTM*, you'll be able to lock in your exchange rate each time you load or reload your Card, so you can take advantage of a great currency exchange rate.

Discover our Cash Passport
Using your debit or credit card

Using your debit or credit card


It's usually a good idea to avoid using your debit or credit card abroad, because you risk being charged steep transaction fees each time that you do.

However, with the Travelex Supercard, you can wave goodbye to bank card roaming fees forever. Simply link your bank cards to the Supercard app and use your Supercard to spend abroad like you would it the UK. It's surely one of the best ways to take money abroad.

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Don't pay in pounds!

Don't pay in pounds!


Sometimes when you're spending abroad in a restaurant or shop you’ll be asked if you want to pay in pounds instead of in the local currency.

This is something called dynamic currency conversion and generally, you should steer clear because it usually means that you’ll end up paying a higher exchange rate.

*This card is issued by R. Raphael & Sons plc, pursuant to a license by MasterCard International. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. R. Raphael & Sons plc is a UK bank authorised by the Prudential Regulatory Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (registration number 161302) and is permitted to issue e-money. Head office and registered office at 19-21Shaftesbury Ave, London, W1D 7ED, company registration number 01288938.